Reprise Financial Logo

Other Uses for Personal Loans

Large Purchases

Feel at ease financing your major purchase.

View more
card-image

Auto Repair

Use a personal loan for almost anything with wheels.

View more
card-image

Healthcare

Loans can take the stress out of medical expenses.

View more
card-image

Special Occasions

Get the funds you need to enjoy life’s special events.

View more
card-image

Stressful Occasions

For life’s unexpected emergencies, relax; there’s Reprise.

View more
card-image

Debt Consolidation

Combine debt into one easy monthly payment.

View more
card-image

What other uses can I use a personal loan for?

As the old saying goes…money doesn’t buy happiness. But the truth is – it does buy a lot of other things. And when you need money for a large purchase or funds for emergency expenses, a personal loan might be the right solution for you. You can use the money from a personal loan for almost anything, like paving your driveway or financing a car to pull into that driveway. If your plumbing springs a leak, your dog chews up your furniture, or you back into your privacy fence, you can use the funds from a personal loan to cover all of it.

Not only can you use it for big purchases and emergency expenses, but you can also use a personal loan to consolidate debt into an affordable monthly payment.

The good news is that funds from a personal loan can be used for almost anything you choose. And the great news is that Reprise Financial is here to help you when you are ready to look for a loan solution to fit your needs.

Can I use a personal loan for large purchases?

One of the most common uses of personal loans is for large purchases. From purchasing hot water heaters to hot tubs, funds from personal loans can help. Build the backyard patio you’ve always dreamed of or install the whirlpool tub to take your cares away, and do it with the funds from a personal loan.

You can use a personal loan for almost anything from new appliances to backyard pools and lawn furniture.

Can I use a personal loan for auto repair?

Yes, personal loans can help if you need a new transmission, new tires, or even a new car. You can use the money from a personal loan for almost anything with wheels, including vans, motorcycles, or riding lawn mowers. Plus, funds from a personal loan can finance recreational vehicles like campers, boats, and ATVs.

What are the benefits of a small personal loan?

Flexible and fast

Getting a personal loan can help you pay for expenses that you may not be able to take on out of pocket. These can be unexpected expenses which you’d otherwise have to reach into your savings account to manage. The money could also help you pay for a portion of something such as a home repair, and allow you to pay it off over a longer period of time. Additionally, a small personal loan can help you rebuild credit and potentially boost your score if you make timely payments.

Can I use a personal loan for healthcare?

Personal loans may be the right solution if you need money for a healthcare emergency, hospital stay or elective surgery. In fact, personal loans can cover almost any kind of medical cost, such as routine procedures, doctor bills, or prescriptions. Paying for medical expenses can often be less stressful when you have the lump sum from a personal loan to help upfront, allowing you to pay back the costs over time with fixed monthly payments.

Real Reviews from Real Customers

Dollar Bill Icon

I want to thank Carmen. She was very professional and demonstrated the highest traditions and standards of customer service. If you have all the documents needed for the loan it is quick and easy.

- Charley W.

Dollar Bill Icon

Very smooth process! Was much easier than I ever expected. The representative that called was very professional, patient with my questions, and knowledgeable.

- Susan H.

Dollar Bill Icon

Anthony was extremely helpful during the loan process. He went out his way several times to make sure things were okay. He explained everything so clearly and I greatly appreciate it.

- Latisha S.

Dollar Bill Icon

Experienced staff! Helpful, friendly, and knowledgeable! Fast process, definitely recommend!!!

- Kristie W.

Dollar Bill Icon

Sequoia demonstrated the utmost professionalism and courtesy. She was insightful and determined to get me the best rates she could. I would highly recommend her to anyone wanting to work with Reprise Financial.

- Andrew S.

Dollar Bill Icon

I am impressed how everyone at Reprise handled my loan. They were very professional and knew every detail of my loan no matter who I spoke to, and they were very patient. Thank you guys for everything you have done.

- Larry S.

Can I use a personal loan for special occasions?

Money may not buy happiness, but it can help pay for many happy occasions such as weddings, anniversary celebrations, vacations, and more. If you want to finance a significant life event, a personal loan could give you the money you need to make planning easier.

Whether you’re getting married or you have children that are, Reprise Financial is here to help with a personal loan to cover the costs that come with weddings, receptions, honeymoons, and even engagement rings.

If you have a dream vacation in mind, make it a reality with a personal loan that you can pay back over time with fixed monthly installments. You can use a personal loan to pay for travel expenses, including airfare, hotel rooms, rental cars, tours, and meals. Reprise can help you fund your life’s special events with flexible terms and fast funding.

Can I use a personal loan for stressful occasions?

Real life sometimes means unexpected emergencies like medical bills or home and auto repairs. A personal loan can help take some of the stress out of a stressful situation. Whether you have funeral expenses, moving expenses, or emergency expenses, you can apply for a personal loan to help ease the burden. With online lenders you can apply for offers from the comfort of your home and get the money you need as soon as the next business day after approval.

Can I use a personal loan for debt consolidation?

Managing credit card and other debts can be a burden that not only cuts into your financial standing but can also affect your peace of mind. You can use several methods to pay off that debt, but a personal loan is one of the quickest ways to do that. As personal loans are generally very flexible in their purpose, you can usually take out a personal loan and use the funds to pay off your current debts, consolidating them into one simple monthly payment. With this financing option, you’ll receive the loan in a single amount and immediately be able to put the funds towards your other debt. Reprise works with individuals with all kinds of credit history to find a solution that’s right for them.

Why choose a personal loan for other uses?

Personal loans offer a flexible form of financing, with quick disbursement and the ability to use the funds for almost anything you want. Online lenders can provide an easy, fast, and flexible way to receive funding. This kind of lender can provide loan decisions quickly and disbursement within as little as the next business day after approval.

From there, you can use your funds for a variety of other uses. With a personal loan, you could purchase that bigger car for your growing family. You could finance that backyard patio that you’ve been dreaming of. You could pay off the unexpected plumbing emergency from last year or consolidate your credit card debt and finally have peace of mind. Just know that when you’re ready to shop for a personal loan, Reprise Financial is here with a simple online application.

When you are ready to take control of your finances, there’s Reprise.

Through Reprise Financial, getting back your financial freedom is as easy as 1‑2‑3.

1

Apply today

You can be pre-approved in minutes

2

Get your funds

Get your fundsas early as tomorrow1
3

Cash in your pocket

Use it for the thingsyou need or want

We are Trustpilot Certified

Why should you get a small personal loan?

  • To cover smaller unexpected expenses without dipping into your savings
  • To pay off the expense over time with fixed rates, consistent monthly payments and no pre-payment penalties
  • Can improve your credit score with on-time payments

Our Trusted Partners

Docuphase - Trusted PartnerTransUnion - Trusted PartnerExperian - Trusted PartnerClarity - Trusted PartnerPersona - Trusted PartnerPlaid - Trusted PartnerEngine - Trusted PartnerBlackbook - Trusted PartnerAcorn - Trusted PartnerGDS Link - Trusted Partner

Reprise Resources

Check out our Resources page for up-to-date financial tips and information.

Credit Card Refinancing

Apply today & have your money as soon as tomorrow.1

  • Easy, online application
  • Fixed rates & clear terms
  • No pre-payment penalties
  • Fast & easy access to funds