Dive in. The water’s fine, and it’s right in your own backyard. If you’ve been dreaming of a swimming pool or spa in the privacy of your own backyard, Reprise can help your dream become a reality. Our personal loans can be used for everything from initial construction and installation to the maintenance and upkeep of pool costs.
Reprise Financial helps consumers find lending solutions that work within their budgets, whether they’ve got credit or are working to build their credit. Ready to dive into the world of swimming pool financing? Here’s what you should know.
Swimming pool financing refers to the process of obtaining funding to cover the costs associated with building or installing a swimming pool. This type of financing typically comes in the form of a personal loan, which can be used to pay for materials, labor, and other expenses associated with the construction or installation of a swimming pool. Swimming pool financing can be a good option for homeowners who want to add a pool to their property but need more cash on hand to pay for it upfront. By obtaining a personal loan, homeowners can spread the cost of the pool out over time, making it more affordable and manageable.
Several types of swimming pool financing are available, including personal loans, home equity loans, and lines of credit. Each option has its own benefits and drawbacks, and the best option will depend on the homeowner’s individual financial situation and borrowing needs.
Loan Offers in SecondsView your offers in a few seconds without affecting your credit score.
Flexible OptionsWe have the customized options to meet your needs and your payment preferences.
Fast Access to Your LoanFunds can be available in your checking or savings account the next business day after approval.1
The type of swimming pool that is best for you will depend on your personal preferences, budget, and the available space on your property. Various kinds of swimming pools can be financed with a personal loan through Reprise.
Typically, less expensive than in-ground pools and are constructed above the ground using a metal or plastic frame.
Prefabricated pools made of fiberglass that can be installed in a variety of sizes and shapes.
In-ground pools featuring a vinyl liner to hold the water in place.
Saltwater pools use saltwater chlorination systems instead of traditional pool chemicals.
Lap pools are long, narrow pools designed for swimming laps. They are ideal for exercise and fitness.
When considering financing options, it’s important to research the costs associated with each type of pool and choose the one that best fits your needs and financial situation.
Check out our Resources page for up-to-date financial tips and information.
Through Reprise Financial, getting back your financial freedom is as easy as 1‑2‑3.
Apply today
You can be pre-approved in minutes
Get your funds
Cash in your pocket
Several pool financing options are available, each with its own benefits and drawbacks. Various kinds of swimming pools can be financed with a personal loan through Reprise. Here are some of the most common options:
Some swimming pool dealers can help arrange to finance, but this makes them a middleman, increasing the cost.
A HELOC is a type of revolving credit that allows homeowners to borrow against the equity in their home. This option requires the borrower to put their house up as collateral.
A cash-out refinance is a new mortgage loan that replaces an existing mortgage loan but allows the borrower to take out cash against the equity in their home. This option can give borrowers a lump sum of money to finance their swimming pool. Still, it also increases the borrower’s overall mortgage balance and may increase monthly mortgage payments.
Personal loans can also be used to finance the construction or installation of a swimming pool. Personal loans are generally unsecured, meaning no collateral is required, or they are secured by personal property, such as a vehicle title. These loans typically have fixed interest rates and repayment terms of 2 to 7 years (depending on the lender). Personal loans are a good option for borrowers who want to keep their pool financing separate from their home equity and their risk low.
Here’s the good news…
We have options to fit your needs
The average cost of a swimming pool can vary widely depending on many factors, such as the type of pool, size, location, materials, design, features, and accessories. The actual cost of a swimming pool can vary significantly based on the specific circumstances of each project.
The difficulty of financing a pool can depend on several factors, including the cost of the pool, your credit score, and the lender you choose. In general, financing a pool can be similar to financing other large projects or major purchases.
Generally, a higher credit score will increase your chances of getting approved for a personal loan for a swimming pool. Keep in mind that in addition to your credit score, lenders will also consider other factors, such as your income, debt-to-income ratio, and employment history, when determining your eligibility for a pool loan. To find out if you qualify for a personal loan for a swimming pool, apply through Reprise Financial. We streamline the process and make sure the terms are clear.
Whether pool financing is worth it depends on your financial situation and priorities. Here are some factors to consider:
Installing a pool can be a significant expense, and financing can help you spread out the cost over time.
Before taking out a pool loan, make sure you can comfortably afford the monthly payments, along with any other expenses associated with owning a pool, such as maintenance and insurance.
If you and your family enjoy spending time in the water and entertaining guests, a pool can provide years of enjoyment and memories.
Reprise Financial can help you get the funds you need to make your dream backyard paradise a reality. Reprise provides access to loans with flexible repayment options that can be customized to fit your budget. Through Reprise, you can view loan offers quickly with no impact on your credit, and you can get the funds as soon as the next business day after loan approval.1
I want to thank Carmen. She was very professional and demonstrated the highest traditions and standards of customer service. If you have all the documents needed for the loan it is quick and easy.
- Charley W.
Marialena is a superstar! Patient, courteous, thoughtful and understanding! She made my experience so much better! Thank you also to Fabian who treated me professionally in every way!
- Lawrence C.
Very smooth process! Was much easier than I ever expected. The representative that called was very professional, patient with my questions, and knowledgeable.
- Susan H.
Eyvette made the process seamless and easy. She went over the terms and allowed me to ask questions. I was happy that I was able to get the money I needed!
- Tina B.
Anthony was extremely helpful during the loan process. He went out his way several times to make sure things were okay. He explained everything so clearly and I greatly appreciate it.
- Latisha S.
The process was smooth and very easy to do. After seeing my approval odds, I applied, uploaded my documents and was approved for an unsecured loan. I can now consolidate all my loans and credit cards for one easy and affordable payment. The funds were deposited within 24 hours of getting approved.
- Vanessa B.
Experienced staff! Helpful, friendly, and knowledgeable! Fast process, definitely recommend!!!
- Kristie W.
From start to finish this was a great experience. The folks that helped me were Carlos, Mark, Sequoia and Robyn. Robyn brought everything together and got the loan processed. If I could give her 10 stars I would. Great experience from start to finish. Thanks everyone!
- Lamar B.
Sequoia demonstrated the utmost professionalism and courtesy. She was insightful and determined to get me the best rates she could. I would highly recommend her to anyone wanting to work with Reprise Financial.
- Andrew S.
I had the pleasure of working with team members Eric, Vianca, Marianela, & Stephanie. I was overwhelmed with how professional, helpful, patient, and just overall wonderful these team members were. They helped me get my correct information uploaded and worked with me on what was best for my unique situation.
- Jessica H.
I am impressed how everyone at Reprise handled my loan. They were very professional and knew every detail of my loan no matter who I spoke to, and they were very patient. Thank you guys for everything you have done.
- Larry S.
I want to thank Carmen. She was very professional and demonstrated the highest traditions and standards of customer service. If you have all the documents needed for the loan it is quick and easy.
- Charley W.
